SA stamp duty (RevenueSA brackets), LTO transfer registration, Form 1 search, conveyancer, building inspection, pest report — every cent. Includes the SA first home owner concession and Lenders Mortgage Insurance calculation.
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SA stamp duty (RevenueSA brackets, with the FHB concession auto-applied if eligible), Land Titles Office transfer + mortgage registration fees, conveyancer fees (low / mid / high estimates from current Adelaide rates), pre-purchase building inspection, pest inspection, and council search.
For eligible SA first home buyers, stamp duty is waived on properties up to $650,000 (with a phase-out up to $700,000). The tool auto-applies the concession when you tick the FHB box and the property is under the threshold. Full eligibility rules are in our FHOG glossary entry.
No — they're benchmark ranges from current Adelaide service providers. Actual quotes will vary. Use the tool to budget; get formal quotes before committing.
Loan establishment fees, lender's mortgage insurance (LMI), removalist costs, utility connection fees, and the deposit itself. The Borrowing Power tool covers LMI separately.